Tag Archives: Insurance

What Evidence Do I Need When Making a Personal Injury Claim?

If you have suffered a personal injury due to the negligence of another person or entity, then you could be entitled to compensation. While this will not heal your injury, it can be of great help, particularly if the injury has led to any kind of financial strain such as loss of earnings or expensive medical and equipment bills. In addition to this, a personal injury claim will hold those responsible accountable for their actions and could stop a similar accident happening again in the future to somebody else. In order to win your case, you will need evidence to prove that they are accountable; this is what you will need.


Photographs are hard evidence, so it is good to have as many as possible. These should include pictures of the accident site which show the immediate aftermath, as well as photographs of your injuries and any subsequent scarring.

Witness Statements

Claims are a lot stronger if there are witnesses who can back you up. Witness statements should be collated from anyone who saw or heard the accident or anyone that can attest that the conditions leading up to the incident were unsafe.

Medical Records

You will also need medical records from your doctor or from the hospital if you needed any emergency surgery. Additionally, injury specialists like the-compensation-experts.co.uk may suggest that you get an assessment from an independent medical expert.


If any of the emergency services attended the scene of the accident, then you will need to gather their report. If the injury was sustained at work, then you will need to obtain a copy of the RIDDOR accident report.


It is also helpful if you maintain a diary that details how the injury has interfered with your daily life, how it has progressed and anything that you now need assistance doing, such as getting dressed or going to the bathroom.


You should also keep receipts for any expenses that have occurred as a result of your injury. This could include travel costs, mobility products, and so on.


Diagrams of how the incident happened can also be helpful to give a clear overview of what happened. Doing this is particularly valuable if it is a traffic accident.

Proof of Ownership

If you have property that was damaged as a result of the injury, like a car or bike, you will need proof of ownership and details of belongings which you are claiming compensation for.

These are the main items that you will need when making a personal injury claim. The more evidence that you have which clearly shows that your injury was sustained because of the negligence of the defendant, the better. Hard evidence such as photographs and witness statements are particularly important, but you may still make a successful claim without all of the above. In addition to the above evidence, you should also approach a respected and experienced law firm that has solicitors that specialize in the type of injury that you have sustained because this can be of big help.

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Open Enrollment and the Affordable Care Act

Life is really simple, but we insist on making it complicated. Confucius

Working family caregivers often struggle balancing work and caregiving duties.  Many caregivers who work full-time worry, about losing their benefits because of the amount of time they have to take off of work because of their role as a family caregiver.

The Affordable Care Act when into effect in 2015 and much as been written about the pros and cons of the Affordable Care Act.  As an self employed individual myself, I am grateful for the Affordable Care Act as, like 90% of today’s American’s, I am fully covered.


Photo Credit: Wage Works

 I have not experienced some of the trials and stipulations that I read about in regards to the Affordable Care Act as I was able to stick with the same physician and my level of care has not changed one bit.  I know that is not the same for everyone!

Open enrollment is upon us and sometimes understanding the Affordable Care Act and  how it best works for  you is a daunting task.   Not today!   On this episode of Healing Ties, Independent Insurance Broker Sam Chalfant breaks down the Affordable Care Act in simplistic terms in preparation for open enrollment on November 1st.

Listen in and learn how Sam Chalfant is creating Healing Ties all around us!

Sam Chalfant is an Independent Insurance Broker in the state of Florida. Sam welcomes your call at 954.257.8788.  Visit Sam on line at Chalfant Insurance Services

See our video podcast!

Join us in Chicago for the First Annual National Caregiving Conference.  For more details on this exciting event, visit Caregiving.com by clicking here! 


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Sam Chalfant: Health Solutions With A Heart

Communication leads to community, that is, to understanding, intimacy and mutual valuing. Rollo May

Sam Chalfant is an independent insurance broker in Florida.  Sam is also a former family caregiver, not once, not twice, but three times!  Now Sam helps family caregivers and their caree’s, secure credible insurance through the Affordable Care Act.  On this episode of video Healing Ties, Sam share his caregiving story and encourages each of us to be strong and diligent in our self-care.


As a member of the Whole Care Network, Sam has branded  my  book “What’s The Deal with Caregiving” with his company’s logo.   Inside Sam’s branded book, you’ll find a bio of Sam’s company, along with a brief story about his caregivingChalfant_logo_final experience and a resource guide for his clients in South Florida.  Visit Sam on-line at Chalfant Insurance or email Sam at Sam@samchalfant.com for information on the Affordable Care Act or to order a his personalized copy of “What’s The Deal with Caregiving?”.   Sam Chalfant,    “Insurance Solutions With A Heart!” 

mockcover (1)To learn how you can be part of the Whole Care Network and brand my book, “What’s The Deal with Caregiving?” to your company, send me an email to Chris@thepurplejacket.com .

Join us in Chicago for the 1st Annual National Caregiving Conference in Chicago on December 2 & 3 hosted by Denise Brown at Caregiving.com.   Contact National Caregiving Conference (1)me direct at Chris@thepurplejacket.com  for information on being an exhibitor and sponsor of the event.

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